MoneyCQWhat's your CQ?

Build a life. Make decisions. Live with the consequences.

Money, time, work, fatigue, and unexpected events — all in one persistent life. Choose a job, find a place to live, and see where two years (104 weeks) of decisions take you.

A dusk city skyline — the world of MoneyCQ

Generic: No income tax and no retirement scheme — the current MoneyCQ rules. Kept so existing worlds and tests keep working unchanged.

Your lives

0 life(s)
No lives yet. Name your first one above — the city is waiting.

Challenges

Challenge worlds get a standardised start and a CQ leaderboard in-game.

What's your CQ?

Cash Quotient — your financial-health score from 0 to 1000, derived from how you earn, manage, grow, and survive with money. It updates as your life changes.

Earn78
Income streams
Manage64
Spending, saving, debt
Grow52
Investing & risk
Survive71
Resilience & lifestyle
742Strong▲ +12 this month

XP rewards effort and activity. CQ measures what you built. They never mix.

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MoneyCQ — What's your CQ?